What Happened to 80 Degrees!!!?

Last week in Idaho Falls and Pocatello it was literally 80 degrees.  Yesterday a snowstorm struck.  The storm beat us down all day Thursday and into the evening.  The suddenness of winter seems to strike every year.  Many times early in the spring and late in the fall when the temperature is scarcely cold enough to freeze the rain, the snow clings especially tight to the tree limbs.  The weight of the wet snow challenges the strength of the limbs and sometimes wins out.  Broken limbs and power outages adorned the gloom of the day.  Though weather wove poem-like picturesque, the weight of the day struck with reality. 

Thanks to local 8 news for the picture.
The property management version of this story includes some minor mayhem, damage to yards, cars, and insurance claims.  The question of insurance always piques the interest of many.

In the case of a normal limb breaking and falling onto an automobile, who covers the damage?  The landlord policy does not cover the damage.  The "Act of God" line protects the insurance company in this particular case.  The insurance policy the tenant carries on the car will pay for the claim with a deductible.  In this case the deductible was $500.  There is no apparent way around this.  Renter's insurance does not help. 
The power outages riddled Jill, our office manager, throughout the day on Thursday.  The question for tomorrow is, "who covers a fence damaged by a fallen tree."  I suspect the insurance company will be on the hook for the fence damage, but not the tree removal.

Though there some challenges to overcome and some new things to learn, the best part of the day came with a cup of chocolate, a sugar cookie and a cozy fire with the family. 
Written by http://www.jacobgrant.com